Forbes via Business Opportunities Weblog :
While their peers were out making trouble, these young achievers were making bank.
Fraser Doherty. At 14, Doherty started making jams from his grandmother’s recipes in Edinburgh, Scotland. Originally, his customer base was limited to neighbors and friends from his church, but business picked up quickly, and by age 16, he left school to work on his jams full time. He tweaked his recipes and came up with a name for his product: Superjam.
Doherty borrowed 5,000 pounds (about $9,000) from a bank to cover general expenses and more factory time to produce three flavors: Blueberry & Blackcurrant, Rhubarb & Ginger, and Cranberry & Raspberry. Last year Superjam hit $750,000 in sales and is on track to double that in 2008 (about 50,000 jars a month).
Ashley Qualls. In 2004, at age 14, Detroit native Qualls launched Whateverlife.com, conceived as a personal portfolio with pictures and graphics she created. Later she offered free MySpace layouts and tutorials for teens who want to learn how to do their own graphic designs and coding. Whateverlife.com, which Qualls owns outright, claims to nab 7 million individual visitors a month and counts Verizon Communications (nyse: VZ – news – people ) as an advertiser. In March 2006 Qualls reportedly received an offer (from an undisclosed buyer) for $1.5 million, but turned it down.
Image via InnocentDrinks
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As part of the exercise, the firms were required to specify by quarter all planned capital actions, including dividend payments, common share repurchases, conversions, and issuance, as well as expected changes in the firm’s risk profile, business strategy, or corporate structure over the planning horizon.
6 The Tier 1 common ratio is the ratio of Tier 1 common capital – defined as common equity minus Tier 1deductions – to risk-weighted assets.
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